Monday, December 30, 2013
Sunday, December 29, 2013
Saturday, December 28, 2013
Thursday, December 26, 2013
Monday, December 23, 2013
5 Tips to Help Clients Improve Their Credit
5 Tips to Help Clients Improve Their Credit
Take care of business first, then set aside your down payment, plan 3.5-5% or higher like 10% or 15% and best 20% or more for your total down payment.
Additionally, set aside your closing costs to bring in a cashiers check to the title company one week prior to your close of escrow to your Buyer's Sign Off appointment with the Title Company Escrow Officer.That amount is safe to set aside 3% of the purchase price additional to the down payment. Closing costs can vary from lender to lender, and you may or may not have some or all of the closing costs on your HUD 1. Closing costs typically are the recurring and non recurring items. Like for example, Prepaid Taxes, Insurance, PMI known as Pre-Paid Mortgage Insurance. The closing costs may include fees due to a licensed contractor, handyman, inspector, appraisor, repairs, Title Company fees, Alta and CLTA fees.
Well prepared buyers, enjoy smooth transactions that are more likely to close the escrow and not fall apart or delay the close of escrow.
Take care of business first, then set aside your down payment, plan 3.5-5% or higher like 10% or 15% and best 20% or more for your total down payment.
Additionally, set aside your closing costs to bring in a cashiers check to the title company one week prior to your close of escrow to your Buyer's Sign Off appointment with the Title Company Escrow Officer.That amount is safe to set aside 3% of the purchase price additional to the down payment. Closing costs can vary from lender to lender, and you may or may not have some or all of the closing costs on your HUD 1. Closing costs typically are the recurring and non recurring items. Like for example, Prepaid Taxes, Insurance, PMI known as Pre-Paid Mortgage Insurance. The closing costs may include fees due to a licensed contractor, handyman, inspector, appraisor, repairs, Title Company fees, Alta and CLTA fees.
Well prepared buyers, enjoy smooth transactions that are more likely to close the escrow and not fall apart or delay the close of escrow.
How You Made 2013 a Successful Year in Real Estate
How You Made 2013 a Successful Year in Real Estate
I enjoy other people's success. It show's me I can do it to! I am so excited for our New Year 2014!
I enjoy other people's success. It show's me I can do it to! I am so excited for our New Year 2014!
Friday, December 20, 2013
30-Year Rates Average 4.47% This Week
30-Year Rates Average 4.47% This Week
Mortgage rates are reported by National Association of Realtor for the week ending December 20, 2013
Mortgage rates are reported by National Association of Realtor for the week ending December 20, 2013
Thursday, December 19, 2013
Many Borrowers Facing Higher Mortgage Costs Next Year
Many Borrowers Facing Higher Mortgage Costs Next Year
This article talks about high good credit scores and does not even mention the even more higher credit score achievable. Nor does it mention the low credit scores, and cash poor with little down payments. Those that have been relying on the opportunity to consider buying a home with 3% or 3.5 % down payments. What will happen to all those buyer's who wanted to purchase, were out bid, distracted, or discouraged by high demand of previous months with bidding on homes in many locations and price points. Particularly lower end price points as in $250,000 to $300,000. Investors with all cash gobbled up many of the homes on the market and the people attempting to buy with minimal cash down and loans of FHA were out bid. I had some of those buyers.
For those that decided to wait to see if things cooled and slowed down, now you may be in for more challenge. Higher interest rates, property appreciation contributing to higher market list starting price points. Negotiating a home in Spring looks like prediction and forecast says warning, "Buyer's may pay more!"
Issues arise then if you are with tight and little down payment, qualified to purchase in a price point that you have been out priced in the communities of your preference to live. You now have options to relocate to a more affordable town where homes are with in your qualified buying power. Find ways to come up with larger down payments and work on your credit score because your FICO will dictate what interest rate you qualify for.
Owning a home is the means to secure your wealth, by building equity as property values appreciate. Renting in this current economy cost more than owning a home. It is now less expensive to buy a home than to rent. If you are choosing to rent, you will continue the struggle of paying high rents. As interest rates rise, rents rise. Less rental vacancies. Homeowners will enjoy property appreciation in rising property values.
I am encouraging renters, to do everything possible to focus on saving, visiting their credit and fixing what needs to be fixed, saving for your down payment. Take that leap of faith by planning, preparing, and learning about home ownership and what you need to do to become a home owner.
Home ownership is still the American Dream for many.
This article talks about high good credit scores and does not even mention the even more higher credit score achievable. Nor does it mention the low credit scores, and cash poor with little down payments. Those that have been relying on the opportunity to consider buying a home with 3% or 3.5 % down payments. What will happen to all those buyer's who wanted to purchase, were out bid, distracted, or discouraged by high demand of previous months with bidding on homes in many locations and price points. Particularly lower end price points as in $250,000 to $300,000. Investors with all cash gobbled up many of the homes on the market and the people attempting to buy with minimal cash down and loans of FHA were out bid. I had some of those buyers.
For those that decided to wait to see if things cooled and slowed down, now you may be in for more challenge. Higher interest rates, property appreciation contributing to higher market list starting price points. Negotiating a home in Spring looks like prediction and forecast says warning, "Buyer's may pay more!"
Issues arise then if you are with tight and little down payment, qualified to purchase in a price point that you have been out priced in the communities of your preference to live. You now have options to relocate to a more affordable town where homes are with in your qualified buying power. Find ways to come up with larger down payments and work on your credit score because your FICO will dictate what interest rate you qualify for.
Owning a home is the means to secure your wealth, by building equity as property values appreciate. Renting in this current economy cost more than owning a home. It is now less expensive to buy a home than to rent. If you are choosing to rent, you will continue the struggle of paying high rents. As interest rates rise, rents rise. Less rental vacancies. Homeowners will enjoy property appreciation in rising property values.
I am encouraging renters, to do everything possible to focus on saving, visiting their credit and fixing what needs to be fixed, saving for your down payment. Take that leap of faith by planning, preparing, and learning about home ownership and what you need to do to become a home owner.
Home ownership is still the American Dream for many.
New-Home Construction Hits Fastest Pace in 5 Years
New-Home Construction Hits Fastest Pace in 5 Years
I enjoy introducing individuals and families to brand new construction New Home communities. The builders have priced into their releases how many homes will be sold in various different marketing ways, one of them is unique to Broker's and Realtor's with Builder-Sellers who broker co-op. They pay our commission for introducing the buyer to their new home community when buyer elects to purchase one of their models and closes escrow. Our reward from the Builder-Seller is our commission check! They pay us to bring ready, willing, interested, viable buyers to their new home communities at the close of escrow.
One key rule we all must follow.
Register our prospective buyer previewing on their very first visit to the new home community. This is very important. 1) This establishes the Buyer Agency Relationship we have with our buyer and the builder. I become the Buyer's Agent and this is disclosed and established at this very first registration to the New Home Community. It establishes that the Builder/Seller has the role of the Seller and their sales staff represent the seller to the Buyer. 2) This establishes the privilege I have to represent the buyer's needs and assist in guiding them through the sales process with the sales staff of the New Home Builder's New Home Community for a successful stress free transaction. 3) Once the prospective buyer is registered with the Realtor/Broker at the New Home Community they have the privilege to go back as often as they want to re-visit the floor plans, the new home site with friends and family until the close of escrow.
My knowledge of the New Home Communities can save time, narrow the previews to developments with in the buyer's budget, interests in location, property type and style. I can plan the buyer's tour to meet the special needs of the buyer like work commute, schools, walking score and more.
I love to sell new homes! I enjoy brand new construction developments and introducing prospective buyers to those communities that meet their buying tastes, desires and interests.
I enjoy introducing individuals and families to brand new construction New Home communities. The builders have priced into their releases how many homes will be sold in various different marketing ways, one of them is unique to Broker's and Realtor's with Builder-Sellers who broker co-op. They pay our commission for introducing the buyer to their new home community when buyer elects to purchase one of their models and closes escrow. Our reward from the Builder-Seller is our commission check! They pay us to bring ready, willing, interested, viable buyers to their new home communities at the close of escrow.
One key rule we all must follow.
Register our prospective buyer previewing on their very first visit to the new home community. This is very important. 1) This establishes the Buyer Agency Relationship we have with our buyer and the builder. I become the Buyer's Agent and this is disclosed and established at this very first registration to the New Home Community. It establishes that the Builder/Seller has the role of the Seller and their sales staff represent the seller to the Buyer. 2) This establishes the privilege I have to represent the buyer's needs and assist in guiding them through the sales process with the sales staff of the New Home Builder's New Home Community for a successful stress free transaction. 3) Once the prospective buyer is registered with the Realtor/Broker at the New Home Community they have the privilege to go back as often as they want to re-visit the floor plans, the new home site with friends and family until the close of escrow.
My knowledge of the New Home Communities can save time, narrow the previews to developments with in the buyer's budget, interests in location, property type and style. I can plan the buyer's tour to meet the special needs of the buyer like work commute, schools, walking score and more.
I love to sell new homes! I enjoy brand new construction developments and introducing prospective buyers to those communities that meet their buying tastes, desires and interests.
7 Housing Trends for 2013
7 Housing Trends for 2013
2013 coming to a close and a brand new year ahead setting new standards and charting new current trends.
2013 coming to a close and a brand new year ahead setting new standards and charting new current trends.
Wednesday, December 18, 2013
Home Owners Stand to Recapture More Equity in 2014
Home Owners Stand to Recapture More Equity in 2014
I am so happy for buyers who buy now. They can begin to realize and see their new investment grow equity and build their real estate wealth renters will never be able to have this privilege. Sellers I am so happy for you, to see your homes value appreciate. How can I help you?
I am so happy for buyers who buy now. They can begin to realize and see their new investment grow equity and build their real estate wealth renters will never be able to have this privilege. Sellers I am so happy for you, to see your homes value appreciate. How can I help you?
Monday, December 16, 2013
Sunday, December 15, 2013
Housing Market Heats Up in Warmer Climates
Housing Market Heats Up in Warmer Climates
Are you considering a new home purchase, sooner than later is going to be better!
Are you considering a new home purchase, sooner than later is going to be better!
Friday, December 13, 2013
Warren Buffet’s Real Estate Franchise Targets Millennials
Warren Buffet’s Real Estate Franchise Targets Millennials
These young people today are bright, and earning very good incomes many of them.
These young people today are bright, and earning very good incomes many of them.
Thursday, December 12, 2013
FHA publishes revised underwriting guidelines | 2013-12-11 | HousingWire
FHA publishes revised underwriting guidelines | 2013-12-11 | HousingWire
New guidelines make for stronger qualified buyers and less risk to the lenders. Careful planning and preparing can prepare our buyers for their new home purchases.
New guidelines make for stronger qualified buyers and less risk to the lenders. Careful planning and preparing can prepare our buyers for their new home purchases.
Monday, December 9, 2013
Guide to Residential Styles
Guide to Residential Styles
I love beautiful architecture! I love Real Estate.
Years ago I took a class with Mark A. Wilson, author of "A Living Legacy, Historic Architecture of the East Bay. I own the book.
While living in Humboldt County I took green energy classes with the College of the Redwoods. One of my many classes were two residential wiring classes with a wonderful instruction Grant Lay of Trinidad Residential Wiring, he has his own business in Trinidad and offers his wisdom in classes at college of the Redwoods. This awesome opportunity had me training and learning with builders, handymen and contractors of the trade. A highlight for me was that our classes completed the residential wiring for a brand new construction home in Eureka, on Humboldt Hill and a historial registered home in Eureka known as the "Anne B Ryan House". This Victorian beauty is one of many you see through out Humboldt County, especially the churches with their beautiful steeples.
I picked up a complimentary copy from Humboldt County Planning Department of a book authored by the City of Oakland Planning Department by authors Helaine Kaplan Prentice & Blair Prentice called "Rehab Right - How to realize the full value of your old house.
Very interesting and I really enjoy architectural styles, and value the work and effort to keep them beautifully maintained.
I love beautiful architecture! I love Real Estate.
Years ago I took a class with Mark A. Wilson, author of "A Living Legacy, Historic Architecture of the East Bay. I own the book.
While living in Humboldt County I took green energy classes with the College of the Redwoods. One of my many classes were two residential wiring classes with a wonderful instruction Grant Lay of Trinidad Residential Wiring, he has his own business in Trinidad and offers his wisdom in classes at college of the Redwoods. This awesome opportunity had me training and learning with builders, handymen and contractors of the trade. A highlight for me was that our classes completed the residential wiring for a brand new construction home in Eureka, on Humboldt Hill and a historial registered home in Eureka known as the "Anne B Ryan House". This Victorian beauty is one of many you see through out Humboldt County, especially the churches with their beautiful steeples.
I picked up a complimentary copy from Humboldt County Planning Department of a book authored by the City of Oakland Planning Department by authors Helaine Kaplan Prentice & Blair Prentice called "Rehab Right - How to realize the full value of your old house.
Very interesting and I really enjoy architectural styles, and value the work and effort to keep them beautifully maintained.
Sunday, December 8, 2013
Saturday, December 7, 2013
Friday, December 6, 2013
Mortgage Rates Climb on Strengthening Economy
Have you recently asked what are the interest rates and where are they going?
Mortgage Rates Climb on Strengthening Economy
Mortgage Rates Climb on Strengthening Economy
Thursday, December 5, 2013
66 Day Challenge Complete! - The ONE Thing, habits, 66-day challenge, habit building, fitness, wellness, health, new years resolutions
66 Day Challenge Complete! - The ONE Thing, habits, 66-day challenge, habit building, fitness, wellness, health, new years resolutions
I am starting a new 66 Day Challenge for me!
I am starting a new 66 Day Challenge for me!
66 Day Challenge Complete! - The ONE Thing, habits, 66-day challenge, habit building, fitness, wellness, health, new years resolutions
66 Day Challenge Complete! - The ONE Thing, habits, 66-day challenge, habit building, fitness, wellness, health, new years resolutions
I am starting a new 66 Day Challenge for me!
I am starting a new 66 Day Challenge for me!
Tuesday, November 12, 2013
Saturday, November 9, 2013
National Association of Realtors Conference and Expo in San Francisco November 8 through November 11, 2013. I attended on Friday, would love to go back!
http://www.isnap.com/desktop/picture.php?id=1188880
Lone Wolfe, Friends with Keller Williams Benchmark Properties! I had fun, networking, learning, gathering resources for consideration of my real estate business success! It would be so exciting to win some of their prizes too!
Lone Wolfe, Friends with Keller Williams Benchmark Properties! I had fun, networking, learning, gathering resources for consideration of my real estate business success! It would be so exciting to win some of their prizes too!
Thursday, November 7, 2013
Americans on the Move Again, Census Says...I did! So happy I did! Real Estate is so exciting in the San Francisco Bay Area! My shift began in Humboldt County, and there is still another shift for me God is working for his good purpose.
Americans on the Move Again, Census Says
My shift is happening right here in the San Francisco Bay Area, and God is approving!
My shift is happening right here in the San Francisco Bay Area, and God is approving!
REALTORS® Go the Distance for Habitat and I cheer, applaud and pray for Enderli's "Swim Challenge Success"!
REALTORS® Go the Distance for Habitat
I am excited to go to the National Association of Realtor's Expo over the next couple of days! I always enjoy meeting so many new people, sitting in on opportunities to learn something new, and talking to vendors, getting ideas to grow my business, market my listings, and work more efficiently.
I am excited to go to the National Association of Realtor's Expo over the next couple of days! I always enjoy meeting so many new people, sitting in on opportunities to learn something new, and talking to vendors, getting ideas to grow my business, market my listings, and work more efficiently.
Learn more about the new .REALTOR Top Level Domain
http://www.youtube.com/v/sU061JhT4MA?version=3&autohide=1&feature=share&autoplay=1&autohide=1&attribution_tag=voZ8MCTnUUlRsYEldeNZwA&showinfo=1
I am taking back my name with this new domain. I am so excited!
I am taking back my name with this new domain. I am so excited!
Thursday, October 31, 2013
Are you considering to sell your home?
There are still so many homes underwater, and another wave of short sale and deed in lieu homes to show up coming soon. Relationships with lenders valued to earn the potential listings.
Some home owners in some areas are experiencing increased value in appreciation on their properties. Listing inventory is still low, we are still seeing high demand and many interested buyer's on the same property which is driving the property values higher with the buyer's who bid higher, resulting still in being countered and bidding again to answer the counters. Only one buyer can earn the winning offer. We need more homes to sell for all the buyer's who qualify to purchase. Some of these buyer's are all cash offers from investors. Values are still even with appreciation the price point values of 2004 and 2005.
In Cali, Half of Homes Sell Above List Price
Some home owners in some areas are experiencing increased value in appreciation on their properties. Listing inventory is still low, we are still seeing high demand and many interested buyer's on the same property which is driving the property values higher with the buyer's who bid higher, resulting still in being countered and bidding again to answer the counters. Only one buyer can earn the winning offer. We need more homes to sell for all the buyer's who qualify to purchase. Some of these buyer's are all cash offers from investors. Values are still even with appreciation the price point values of 2004 and 2005.
In Cali, Half of Homes Sell Above List Price
The question actually comes up in real estate transactions? Is this home haunted? Can I sell a listed haunted home?
This topic comes up now and then. Buyer's wonder if a home is really haunted? Listing Agents wonder how will they sell a haunted home, do they have to disclose that the home is haunted? Do seller's have to disclose that the home is haunted? What do you do if you have a client considering a purchase for a haunted home? What will you do if a seller has a home with the reputation of being haunted? What are the listing agent and buyer selling agent responsibility for buyer's and seller's on a property known to be haunted?
What do you think?
Home Buyers Aren’t Afraid of Spooky Homes: They’ll Even Pay More for One!
What do you think?
Home Buyers Aren’t Afraid of Spooky Homes: They’ll Even Pay More for One!
Monday, October 28, 2013
My Animoto Video Open House at 1589 Rebel Way, San Jose, CA 95118 October 27, 2013 2:30pm to 5:30pm
My Animoto Video Open House at 1589 Rebel Way, San Jose, CA 95118 October 27, 2013 2:30pm to 5:30pm
We have got to have fun while working! This is a wonderful home, to represent a buyer on Lily Tan's listing in Cambrian Park would be such an honor for this delightful home! Who do you know that would love to be a neighbor in the Cambrian Park neighborhood in San Jose? Great Schools, family parks and so much more!
We have got to have fun while working! This is a wonderful home, to represent a buyer on Lily Tan's listing in Cambrian Park would be such an honor for this delightful home! Who do you know that would love to be a neighbor in the Cambrian Park neighborhood in San Jose? Great Schools, family parks and so much more!
Thursday, October 24, 2013
Home of the Week Plan 4 Mahina by Brookfield Homes Hawaii
I once lived with my friends in Hawaii for a couple of months while vacationing with my friends Mikki and Cris! Her brother and sister were so sweet to me, and the mom so gracious to have me! The Blow Hole we swam in and the pucca shells on the beaches we played are forever one of my fondest memories.
Tropical beauty, tropical weather, warm sea waters, green ferns and fragrant Plumeria flowers I can still visualize and smell when thinking of Hawaii and tropical islands!
My friend Goldie Eseas lives in Hawaii, her daughter and mine together we can have a great time! If I were living in Hawaii, I have a lot of Keller Williams Friends in Real Estate in Hawaii. I love this beautiful home in Hawaii! I love New Home Communities, and I love Hawaii too! I enjoy warm sea waters, and green trees, plants, lots of ferns, birds and flowers!
This home is just gorgeous with all the new amenities and latest features! I would like this! I could get use to this lifestyle very comfortably!
Home of the Week Plan 4 Mahina by Brookfield Homes Hawaii
Tropical beauty, tropical weather, warm sea waters, green ferns and fragrant Plumeria flowers I can still visualize and smell when thinking of Hawaii and tropical islands!
My friend Goldie Eseas lives in Hawaii, her daughter and mine together we can have a great time! If I were living in Hawaii, I have a lot of Keller Williams Friends in Real Estate in Hawaii. I love this beautiful home in Hawaii! I love New Home Communities, and I love Hawaii too! I enjoy warm sea waters, and green trees, plants, lots of ferns, birds and flowers!
This home is just gorgeous with all the new amenities and latest features! I would like this! I could get use to this lifestyle very comfortably!
Home of the Week Plan 4 Mahina by Brookfield Homes Hawaii
Credit unions say new rules will hurt lending - The Hill's On The Money
Credit Unions have been so attractive as non profits for consumers, their fees are less than banks if you are talking about opening checking account or savings, time certificates. I sat down with one of their bankers and learned how they are different. I sell Real Estate how will these changes impact consumers with Mortgage Loans? The real estate economy in many counties are showing signs of improvement with real estate appreciation improving property values, interest rates talk of rising but are still lower than years before for many other real estate consumers in past years. Right now other articles talk about a cooling, higher priced sales, few of them. Low inventory, we need those people who are thinking to sell for the buyer's who desire to buy. Those buyer's need options to meet their needs of qualifying for their purchases, affordability, and terms and conditions they can feel they can do with confidence and lender to back their verified buying power. How will the real estate industry be impacted by these changes? How will the cost and qualifying to purchase impact the buyers who are ready, willing and able now to make those real estate investments and purchases? How will the improving real estate economy be impacted by these changes? What do you think about what this article is informing us and what is your prediction?
Credit unions say new rules will hurt lending - The Hill's On The Money
Credit unions say new rules will hurt lending - The Hill's On The Money
Wednesday, October 23, 2013
Open House Sunday from 2:30 pm to 5:30 Pm in Almaden area of San Jose at 1589 Rebel Way, San Jose 95118 4 bedrooms 2 baths A Cambrian Home!
Join me in San Jose for this fabulous home's open house this Sunday October 27th 2:30 pm to 5:30 pm. This is in the community of Cambrian homes and they have cherry, plum, apple, pear, peach, lemon, orange & avocado trees. No need to go to the farmers market and groceries when you have it all at home! RV Access, side yard, front and back auto sprinklers. Dual pane windows, new drive way, double self cleaning ovens, spacious and clean. Central Air conditioning, fans and "Pride of Ownership" welcome you home. Enclosed patio built with permit.
I am hosting this fabulous home on Sunday for our office listing with another Realtor associate from my Keller Williams Benchmark Properties office. Our office is located at 39465 Paseo Padre, Suite 1500, Fremont, CA 94538.
MLS #40634433
List Price is $729,800
This home does not have lockbox access, it is being marketed by appointment only, so come to preview during open house this Sunday for your convenience and preview opportunity.
Who do you know that is considering to buy or sell a home? Please call or text me 510.401.4898
I am hosting this fabulous home on Sunday for our office listing with another Realtor associate from my Keller Williams Benchmark Properties office. Our office is located at 39465 Paseo Padre, Suite 1500, Fremont, CA 94538.
MLS #40634433
List Price is $729,800
This home does not have lockbox access, it is being marketed by appointment only, so come to preview during open house this Sunday for your convenience and preview opportunity.
Who do you know that is considering to buy or sell a home? Please call or text me 510.401.4898
From Builder Great Graphs, Charts and information on Housing trends from 2009 - 2012 and Housing Trends for 2013 are on a upward climb.
Please include attribution to www.builderonline.com with this graphic.
Tuesday, October 22, 2013
The Experience is definitely very important! I participated in a poll on Linkedin today, and my amazing Cancer cure journey experience I must share!
I have had an amazing experience, met amazing people, have been blessed to have been cared for by the most amazing doctors, physicians, nurses, medical staff at Stanford. Stanford is an amazing experience. I am with great gratitude for this year of Cancer Treatment to Cure and Remission and the experience to have been blessed to have that journey with all who cared for me and who continue to care for me and over see me at Stanford Cancer Center, Stanford Hospital, and The Wilbur Blake Women's Center.
While Existing-Home Sales Fall, Prices Rise
While Existing-Home Sales Fall, Prices Rise
Some buyers are waiting until after the first of New Year 2014, some will wait until after tax day, April 15, 2014, and some will wait even longer. Waiting could cost buyer's more money to replace the home they are living in now with the amenities they desire, replacement property location, and size of home. As interest rates rise, buyers will qualify for less in pre-approval purchase price amounts. Buyer's take the risk and possibility of paying more for increased property values with growing sellers equity.
The right time to sell or buy a home is when it i really right for seller or buyer. Conditions, market, terms, job relocation, kids out of school? When it is right for the client, it is right for me too. I am ready to serve and work for successful closed sales transactions as your preferred professional Realtor when seller and buyer are ready.
Some buyers are waiting until after the first of New Year 2014, some will wait until after tax day, April 15, 2014, and some will wait even longer. Waiting could cost buyer's more money to replace the home they are living in now with the amenities they desire, replacement property location, and size of home. As interest rates rise, buyers will qualify for less in pre-approval purchase price amounts. Buyer's take the risk and possibility of paying more for increased property values with growing sellers equity.
The right time to sell or buy a home is when it i really right for seller or buyer. Conditions, market, terms, job relocation, kids out of school? When it is right for the client, it is right for me too. I am ready to serve and work for successful closed sales transactions as your preferred professional Realtor when seller and buyer are ready.
Friday, October 18, 2013
Keller Williams Unveils New Logo, Launches Rebranding Campaign » KW Blog
Keller Williams Unveils New Logo, Launches Rebranding Campaign » KW Blog
Considering a broker office change? Think Keller Williams Benchmark Properties, contact Saundra Allman 510.401.4898 to find out the next big event I can invite you to and introduce you to our KW Team Leader, and a great team I am enjoying working with. Growing my business with a company that is on top of cutting edge technology, tools, resources, training, networking opportunities and one of the fastest growing real estate brokerages nationwide and internationally. Travel opportunities with education and mentoring. Learn how to grow your real estate business with business ideas and run it like a business verses a job or for some a hobby. Are you curious about the unique business model and the value of growing a rewarding business in real estate sales with Keller Williams? Be my guest at one of our exciting events and see for your self the excitement, the potential for your real estate sales business with a dynamic company such as ours at Keller Williams Benchmark Properties, located in Fremont. Call or text me, and will inform you of a date for you to interview with our KW Team Leader, Diane Kranek, attend a special by invitation event in consideration of Keller Williams Realty Offices possibly a great fit for your business path to success and profits.
Considering a broker office change? Think Keller Williams Benchmark Properties, contact Saundra Allman 510.401.4898 to find out the next big event I can invite you to and introduce you to our KW Team Leader, and a great team I am enjoying working with. Growing my business with a company that is on top of cutting edge technology, tools, resources, training, networking opportunities and one of the fastest growing real estate brokerages nationwide and internationally. Travel opportunities with education and mentoring. Learn how to grow your real estate business with business ideas and run it like a business verses a job or for some a hobby. Are you curious about the unique business model and the value of growing a rewarding business in real estate sales with Keller Williams? Be my guest at one of our exciting events and see for your self the excitement, the potential for your real estate sales business with a dynamic company such as ours at Keller Williams Benchmark Properties, located in Fremont. Call or text me, and will inform you of a date for you to interview with our KW Team Leader, Diane Kranek, attend a special by invitation event in consideration of Keller Williams Realty Offices possibly a great fit for your business path to success and profits.
Monday, October 14, 2013
Google interviews Keller Williams Realty’s Jason Tang » KW Blog
Google interviews Keller Williams Realty’s Jason Tang » KW Blog
Thank you to Jason Tang, and "Congratulations!" Keller Williams technology is awesome and always growing and expanding on great ideas so we can better serve our clients with successful real estate transactions. I am enjoying working with Keller Williams Benchmark Properties of Fremont, California.
Keller Williams has a great business model that offers Associates another way to build their business and earn passive income at the same time. When we Realtors introduce other great Realtor Associates to Keller Williams Realty offices we help our company grow. Our reward comes from Keller Williams Realty in the way they have structured the business model so we grow our businesses. Do you want to know more about this little secret that is contributing to Keller Williams growth and one of the fastest growing Broker offices in our nation for Real Estate offices? Call me for more information, 510.401.4898 ask for Saundra Allman, or email: saundraallman@gmail.com . I will introduce you to our talented Team Leader, and she will schedule an appointment to invite you to preview our office and discuss how you would like to build your business. If Keller Williams business model appeals to you, joining our office will be your delight and we both will be rewarded by the Keller Williams business model.
Thank you to Jason Tang, and "Congratulations!" Keller Williams technology is awesome and always growing and expanding on great ideas so we can better serve our clients with successful real estate transactions. I am enjoying working with Keller Williams Benchmark Properties of Fremont, California.
Keller Williams has a great business model that offers Associates another way to build their business and earn passive income at the same time. When we Realtors introduce other great Realtor Associates to Keller Williams Realty offices we help our company grow. Our reward comes from Keller Williams Realty in the way they have structured the business model so we grow our businesses. Do you want to know more about this little secret that is contributing to Keller Williams growth and one of the fastest growing Broker offices in our nation for Real Estate offices? Call me for more information, 510.401.4898 ask for Saundra Allman, or email: saundraallman@gmail.com . I will introduce you to our talented Team Leader, and she will schedule an appointment to invite you to preview our office and discuss how you would like to build your business. If Keller Williams business model appeals to you, joining our office will be your delight and we both will be rewarded by the Keller Williams business model.
Keller Williams Realty Helps Raise $350,000 for Colorado Flood Relief » KW Blog
Keller Williams Realty Helps Raise $350,000 for Colorado Flood Relief » KW Blog
This is so amazingly Awesome! There are so many good hearts! God Bless them, and those in need of relief.
This is so amazingly Awesome! There are so many good hearts! God Bless them, and those in need of relief.
Saturday, October 12, 2013
Why it Might Be Cheaper to Buy Now
Why it Might Be Cheaper to Buy Now
Who do you know that is considering to buy or to sell, your referrals are welcome. Those individuals and families considering to buy homes and sell homes in Fall and Winter seasons are really serious buyers and sellers. Homes always are dressed to their best for success during the Holidays, and the smells of the season are welcoming and inviting.
Who do you know that is considering to buy or to sell, your referrals are welcome. Those individuals and families considering to buy homes and sell homes in Fall and Winter seasons are really serious buyers and sellers. Homes always are dressed to their best for success during the Holidays, and the smells of the season are welcoming and inviting.
Working With Your Clients During the Gov’t Shutdown
Working With Your Clients During the Gov’t Shutdown
Stay focused. Good will come out of the experience. A Shake up always brings more good. Shifts are happening, good things will come.
Stay focused. Good will come out of the experience. A Shake up always brings more good. Shifts are happening, good things will come.
Neighborhoods: More Walkable, More Desirable
Neighborhoods: More Walkable, More Desirable
Walking communities offer more quality of living less commute time, using public transportation save on transportation vehicle gas costs. Santana Row in San Jose, Mountain View, Cupertino, Sunnyvale, Palo Alto, Redwood City, San mateo, Burlingame, Los Gatos and Saratoga are a few on the list of great walking communities that I enjoy. Fremont is adding walking communities as a priority to their continued new developments. how exciting.
Walking communities offer more quality of living less commute time, using public transportation save on transportation vehicle gas costs. Santana Row in San Jose, Mountain View, Cupertino, Sunnyvale, Palo Alto, Redwood City, San mateo, Burlingame, Los Gatos and Saratoga are a few on the list of great walking communities that I enjoy. Fremont is adding walking communities as a priority to their continued new developments. how exciting.
Tuesday, October 8, 2013
http://myemail.constantcontact.com/30-Second-Elevator-Speech-Keep-It-or-Kick-It--.html?soid=1104412491053&aid=6JIZaLZhF6c
http://myemail.constantcontact.com/30-Second-Elevator-Speech-Keep-It-or-Kick-It--.html?soid=1104412491053&aid=6JIZaLZhF6c
I have enjoyed the meetings, and looking forward to many more! I enjoy the fellowship with many fellow church and Christian business friends. I enjoy growing and expanding my business with such a dynamic group of individuals. I enjoy learning, and all the possibilities this networking business group offers. I am so happy to participate with Business on the Edge!
I have enjoyed the meetings, and looking forward to many more! I enjoy the fellowship with many fellow church and Christian business friends. I enjoy growing and expanding my business with such a dynamic group of individuals. I enjoy learning, and all the possibilities this networking business group offers. I am so happy to participate with Business on the Edge!
Freddie Mac's Plan to Stall Impact of Shutdown
Freddie Mac's Plan to Stall Impact of Shutdown
Really? I did not believe this would really happen. Now we can only see things get brighter!
Really? I did not believe this would really happen. Now we can only see things get brighter!
Saturday, October 5, 2013
Hosting Open House Office listing 10/6 from 1 - 4
Hosting Open House Office listing 10/6 from 1 - 4
This home is spectacular click the link to see! Hayward Hills, rural agriculture zoning, enjoy a pony for your children, some chickens for fresh eggs organic from your own garden. Panoramic views of the San Francisco Bay Area, see all the way to Dumbarton Bridge, San Mateo Bridge and San Francisco Bay Bridge on clear days. City lights by night! This spacious home was designed for the wife of previous owner, so every single room is so very spacious, closets too! All three full baths are more spacious than I have ever seen in homes of built in 1973. This custom built home offers so many thoughtful unique benefits for those individuals and families that entertain and share their home with many friends and family. Move in before Thanksgiving, Christmas and New Years and you are ready with home to welcome all your friends and family to "Christen your new residential address at 822 Overhill Drive, Hayward, CA 94544. This home is listed by my office mate, Caroline Hoge. I have the privilege to hold the home open, write an offer and represent the buyer on this very unique beautiful property.
Living Space is 4,112 approximate square feet, lot size is approximately 0.815 square feet. A tree house that began as a drawing of owner's 10 year old child, and built by an architect. Zoning is agriculture so horse is permitted, and chickens too.
This home welcomes you home. Your guests will sense a warm comfortable welcome embracing the experience in your new home.
For more information call me, I would like to represent the buyer for previewing this spectacular home and write your successful offer for seller's agent Caroline to present to her seller! Just Call Saundra 510.401.4898 cellular see invitation for Sunday's 10/6 open house posted on my twitter, linkedin, facebook and youtube!
MLS #40632013
Thursday, August 8, 2013
The Place in a House You Never Thought to Stage
The Place in a House You Never Thought to Stage
This article is so true from smaller homes to larger homes, this is a common situation that often is brought to our attention as working professionals in real estate sales when hired by sellers to work to bring in the best valued offer to the table for the sale of their home. All things considered, all things matter. Even the smaller details like the refrigerator. It is one detail that should never be over looked. It is as important as sweeping the floor, vacuuming and clean counter tops. It could mean the difference in an offer or not, a low offer, or a premium offer.
I am happy to say, I enjoy this article in our Realtor Magazine for this month's issue. Thank you, to my broker, Steve Pierce for sharing with me and the Keller Williams Team. I want to bring the best skills, best talent, most considerable thought to detail for the clients who hire me as their Realtor Professional to sell their real estate property.
We often share with our clients, it is so different the way we live in our home, and the way we live in the home when we are selling and listed for sale, open for buyer's to preview for consideration of their new home purchase.
We want our homes to shine their best like every day is a special holiday to attract the most interest, and best offer from the potential new homeowner to be.
This article is so true from smaller homes to larger homes, this is a common situation that often is brought to our attention as working professionals in real estate sales when hired by sellers to work to bring in the best valued offer to the table for the sale of their home. All things considered, all things matter. Even the smaller details like the refrigerator. It is one detail that should never be over looked. It is as important as sweeping the floor, vacuuming and clean counter tops. It could mean the difference in an offer or not, a low offer, or a premium offer.
I am happy to say, I enjoy this article in our Realtor Magazine for this month's issue. Thank you, to my broker, Steve Pierce for sharing with me and the Keller Williams Team. I want to bring the best skills, best talent, most considerable thought to detail for the clients who hire me as their Realtor Professional to sell their real estate property.
We often share with our clients, it is so different the way we live in our home, and the way we live in the home when we are selling and listed for sale, open for buyer's to preview for consideration of their new home purchase.
We want our homes to shine their best like every day is a special holiday to attract the most interest, and best offer from the potential new homeowner to be.
Tuesday, July 9, 2013
Will Rising Mortgage Rates Cool the Market?
Will Rising Mortgage Rates Cool the Market?
What do you think. I began working in real estate sales in October 1994. I remember Realtors Brokers with me the days when agents were selling homes in the 1980's for 18% interest. I learn of testimony of when buyer's purchased homes at 14% interest rates and that was an opportunity for the family to own their own home! When you put the cost of borrowing into perspective, today's rising rates still are very attractive! The benefits to owning your own home or growing real estate wealth and earning passive income through investment income properties is still very attractive!
What do you think. I began working in real estate sales in October 1994. I remember Realtors Brokers with me the days when agents were selling homes in the 1980's for 18% interest. I learn of testimony of when buyer's purchased homes at 14% interest rates and that was an opportunity for the family to own their own home! When you put the cost of borrowing into perspective, today's rising rates still are very attractive! The benefits to owning your own home or growing real estate wealth and earning passive income through investment income properties is still very attractive!
Monday, July 8, 2013
I created a "Vision Board" for focus to visualize my objectives and I had great enjoyment doing so!
It is so amazing how once I started clipping phrases that parallel to my values, desires,
Source: Uploaded by user via Saundra on Pinterest
Each of my brokers have had national presence, and all my brokers have been awesome brokers. I formerly worked for Prudential California Realty, they were Mason McDuffie Inc. when I first earned my real estate license in October 1994. While in Humboldt County, I worked for Realty World Blue Property Group, Inc. A virtual office business model worked for me while living in beautiful rural Humboldt County. Now back home in the San Francisco Bay Area living and working in real estate sales and connected again in my home town.
I am excited to participate with my new Keller Williams Benchmark Properties Fremont Broker Office. It is with such great pleasure to work with familiar friends in business and continue to make new professional friends in business too! I am excited about the business model. I am excited about working again back in the San Francisco Bay Area. I am excited about our improving real estate economy.
I am excited what the next six months in real estate sales I will enjoy and know 2014 is going to be Awesome!
Do you journal? I have kept journals of different experiences through the years. This past year has been quite interesting, and amazing. The experience of diagnosis of breast cancer, the cure and treatment with loving care and great physicians at Stanford Hospital and the ability to work my businesses again back in the San Francisco Bay Area is such blessing. God is restoring my health, I am almost to the finish line. It has been a year long journey. I have a couple of months or less of radiation my doctors tell me I will be in remission! That is a praise that God is restoring my health and I will be strong again! The economy in San Francisco Bay Area is showing signs of improvements with job growth, new construction growth, community projects taking place, and real estate sales benefiting buyers and sellers alike! I had the opportunity to hold open house both Saturday and Sunday for an agent in my new Keller Williams Office and I had approximately 42 different families through the property and 16 agents. The activity is exciting, and what is really exciting is the excitement from the buyer shoppers previewing! I love it. It feels so good to be back in the San Francisco Bay Area working again in real estate sales.
Are you applying for a home loan? Are you in escrow on a home?
Don't Let Credit Checks Derail Buyers
It happens ever so often we hear of Buyer's loan on their new home not closing because the new home owner to be purchased a new truck or a family vehicle while going through the home buying process and the lender will not be able to close and fund the loan. The buyer's debt to income ratio will be impacted by his purchase during the loan qualifying process. This will cause the loan not to be able to complete the loan approval by the lender. The lender will delay or cancel loan approval. A word of caution, if you are in the process of getting a home loan approval and buying a home, please put off your purchases until you have closed the escrow on your new home.
It happens ever so often we hear of Buyer's loan on their new home not closing because the new home owner to be purchased a new truck or a family vehicle while going through the home buying process and the lender will not be able to close and fund the loan. The buyer's debt to income ratio will be impacted by his purchase during the loan qualifying process. This will cause the loan not to be able to complete the loan approval by the lender. The lender will delay or cancel loan approval. A word of caution, if you are in the process of getting a home loan approval and buying a home, please put off your purchases until you have closed the escrow on your new home.
Wednesday, July 3, 2013
Home Prices Post Biggest Jump in Seven years!
Home Prices Post Biggest Jump in 7 Years
Slight increase in listed homes for sale inventory on multiple listing service, interest rates rising make good time for buyer's to jump into the housing market for their purchase before the cost to borrow increases which may impact their purchase price of a home they qualify to make offer in their consideration to purchase a home. Rising price point with improving seller equity appreciation also impact the buyer's purchase. Exciting time for seller's patiently waiting for an improved real estate economy. Exciting for buyer's too, interest rates are still all time low's compared to former years and the housing prices are still low though showing signs of increased equity. It is still a great time to sell and a great time to buy real estate.
Slight increase in listed homes for sale inventory on multiple listing service, interest rates rising make good time for buyer's to jump into the housing market for their purchase before the cost to borrow increases which may impact their purchase price of a home they qualify to make offer in their consideration to purchase a home. Rising price point with improving seller equity appreciation also impact the buyer's purchase. Exciting time for seller's patiently waiting for an improved real estate economy. Exciting for buyer's too, interest rates are still all time low's compared to former years and the housing prices are still low though showing signs of increased equity. It is still a great time to sell and a great time to buy real estate.
Sunday, June 30, 2013
Should I buy Real Estate in 2013?
Nicely explained. Watch and listen, and tell me what do you think?
Friday, June 28, 2013
Mortgage Rates Take Biggest Weekly Leap in 26 Years
Mortgage Rates Take Biggest Weekly Leap in 26 Years
It will cost borrowers just a little bit more for their real estate purchases!
It will cost borrowers just a little bit more for their real estate purchases!
Press Release - Keller Williams Realty Associates and Teams Shine On REAL Trends/Wall Street Journal List of Top Performers
Press Release - Keller Williams Realty Associates and Teams Shine On REAL Trends/Wall Street Journal List of Top Performers
Why did I choose Keller Williams? Education, Technology, friendly office, easy going associates, top producers, high synergy office environment and fun place to be! Success is attractive! Growth is attractive! People I know enjoying the business in real estate sales and still producing top sales!
I am so excited to be working again in the San Francisco Bay Area.
Why did I choose Keller Williams? Education, Technology, friendly office, easy going associates, top producers, high synergy office environment and fun place to be! Success is attractive! Growth is attractive! People I know enjoying the business in real estate sales and still producing top sales!
I am so excited to be working again in the San Francisco Bay Area.
Inventories, Asking Prices Get a Boost
Inventories, Asking Prices Get a Boost
I am so excited for home owner's and buyer's today. It is great to be working in our current real estate economy. It is especially nice to see statistics improve in my local San Francisco Bay Area communities. This article shows increase in values for Oakland at a whopping 47%, followed by San Jose and Sacramento Communities!
It is so great to be working back in the San Francisco Bay Area!
I am so excited for home owner's and buyer's today. It is great to be working in our current real estate economy. It is especially nice to see statistics improve in my local San Francisco Bay Area communities. This article shows increase in values for Oakland at a whopping 47%, followed by San Jose and Sacramento Communities!
It is so great to be working back in the San Francisco Bay Area!
Pending Sales at Strongest Pace Since 2006
Pending Sales at Strongest Pace Since 2006
It is so encouraging to see our real estate economy in many communities showing so much improvement. It is exciting to see the opportunities for buyers today and sellers in our improving real estate markets.
Yesterday I attended the Tri - City Marketing Meeting for Fremont, Newark, Union City communities in California. The first for me to participate since relocation to Humboldt County 2008 and back to the San Francisco Bay Area again since last year 2012. In recent months I have been attending meetings with Real Estate Professionals in Cupertino with Realty World Forums, and San Jose at the SILVAR Realtor's Association with my recent renewed CAR and NAR, Oakland Association new membership back in the San Francisco Bay Area. I have expanded my Realtor professional sphere of influence, made to Realtor friends in business, and enjoyed participation. I learn from my colleagues in all the events I attend to help me be aware and be informed.
And of course I also attend my Oakland Association of Realtor meetings.
It is encouraging to see the communities real estate activity and to compare counties real estate markets. I have a plan to attend all my neighboring Real Estate Marketing Meeting Opportunities in our San Francisco Bay Area Counties to network, be familiar with what are current topics being discussed in the business of our real estate profession that impacts our service with clients and real estate markets. There are so many benefits to being present.
I am so excited I am working again in the San Francisco Bay Area. I enjoy our profession and the value I can bring to making a meaningful difference to individuals and families who hire me for my skills to represent their real estate needs.
It is so encouraging to see our real estate economy in many communities showing so much improvement. It is exciting to see the opportunities for buyers today and sellers in our improving real estate markets.
Yesterday I attended the Tri - City Marketing Meeting for Fremont, Newark, Union City communities in California. The first for me to participate since relocation to Humboldt County 2008 and back to the San Francisco Bay Area again since last year 2012. In recent months I have been attending meetings with Real Estate Professionals in Cupertino with Realty World Forums, and San Jose at the SILVAR Realtor's Association with my recent renewed CAR and NAR, Oakland Association new membership back in the San Francisco Bay Area. I have expanded my Realtor professional sphere of influence, made to Realtor friends in business, and enjoyed participation. I learn from my colleagues in all the events I attend to help me be aware and be informed.
And of course I also attend my Oakland Association of Realtor meetings.
It is encouraging to see the communities real estate activity and to compare counties real estate markets. I have a plan to attend all my neighboring Real Estate Marketing Meeting Opportunities in our San Francisco Bay Area Counties to network, be familiar with what are current topics being discussed in the business of our real estate profession that impacts our service with clients and real estate markets. There are so many benefits to being present.
I am so excited I am working again in the San Francisco Bay Area. I enjoy our profession and the value I can bring to making a meaningful difference to individuals and families who hire me for my skills to represent their real estate needs.
Saturday, June 22, 2013
Home Prices Rising at ‘Unsustainable’ Rate
Home Prices Rising at ‘Unsustainable’ Rate
I am so excited to be working again in the San Francisco Bay Area. It makes me happy to see that homeowners in our current real estate economy can finally see their home property values appreciating again.
I have moved my California Realtor's Department of Real Estate License to a new broker, "Keller Williams Benchmark Properties in Fremont". It is with great pleasure to work for an office with excitement for real estate education, positive affirmations and back in my home town with familiar faces of professional friends in real estate sales. It is so nice to be home. I will enjoy elevating my business in real estate sales helping individuals and families in the San Francisco Bay Area. I am excited to serve and sell resulting in successful sales that will continue to generate referrals and repeat business for years to come.
I am so excited to be working again in the San Francisco Bay Area. It makes me happy to see that homeowners in our current real estate economy can finally see their home property values appreciating again.
I have moved my California Realtor's Department of Real Estate License to a new broker, "Keller Williams Benchmark Properties in Fremont". It is with great pleasure to work for an office with excitement for real estate education, positive affirmations and back in my home town with familiar faces of professional friends in real estate sales. It is so nice to be home. I will enjoy elevating my business in real estate sales helping individuals and families in the San Francisco Bay Area. I am excited to serve and sell resulting in successful sales that will continue to generate referrals and repeat business for years to come.
Monday, May 6, 2013
Wedding Song
I enjoy all the praise and worship CeCe Williams sings. I enjoy the passion in her talent, and her voice can lift me. Her song makes me feel pretty singing to Jesus. Do you know songs that do that to you too in worship and praise?
Sunday, May 5, 2013
Thank you Jesus for the annointing, in this worship.
I have always enjoyed this praise and worship song. How about you. The artist sings clearly and softly. I love it. All for Jesus in his holy name, "Jesus". Amen
Awesome Praise and Worship to feed my soul.
Giving Praise to my savior. In him all things for his purpose and his plan. Just listening to feed my soul. Tomorrow begins a new week. Praying for productivity in business. God use my skills and talents to make a meaningful difference one individual and one family at a time. Amen.
Friday, May 3, 2013
Eating for Good health. Eating organic, even spices, only wild fresh fish, and organic poultry. Although I have not eaten red meat in over a year when and if I do it will be organic too!
Source: naturehacks.com via Nicole on Pinterest
It is so exciting what I learn each day as I have completely changed the way I purchase my groceries. I have changed my eating habits to organic, wild fresh caught fish only, even organic poultry, milk, and although I have not eaten red meat in over a year- if I will again it will be only organic too.
I am eating to be strong and healthy again. So excited as I am mainly more a plant based regular diet I have lost 65 pounds so far April 2012 to April 2013. I am focused to get back into my original dress size, be youthful, healthy and strong.
Thursday, May 2, 2013
HedgeFunds Buy Large Inventory of Investment Real Estate
What will happen when the Hedgefunds large investment purchasers decide they do not want to be landlords any more? What will happen when they flood the real estate markets with high inventory of listings. Right now we are experiencing low inventory of homes on the market for sale. Their success for acquiring large inventory of investment purchases in real estate property may pose a challenge for some other investors and residential home buyers for their primary residence. Some buyers have to compete with the all cash buyers. Low inventory right now, all cash buyers are influential factors for bidding over asking list price points.
One way to avoid bidding wars is to consider the new home construction development purchase from builders and New Contstruction developers.
My Realtor status allows me to take buyers to these New Home Developments and register my potential prospective buyers their first visit. The key is I must establish my buyer representation on my potential client's very first visit to the New Home Community. The Builder will then be establish seller representation only.
The New Home Communities will pay me a real estate commission for introducing me to the New Construction New Home Development. These costs are not passed on to the buyer. They have already calculated the commissions paid to Realtor/Brokers based on a percentage of homes they anticipate will be sold by Realtor/Broker co-op into the total value purchase price of all homes priced to sell in their New Home Community.
The process of the new home purchase is a little simpler, as buyers will have walk through inspections at check points along the way through the construction process to completion signing off buyer's approval with each inspection. If they find things to note that do not meet their approval in quality of construction the builder will address each item case by case and deliver professional high standard of buiider craftmanship.
In a resale home purchase the home buying process is different in that the buyer hires numerous inspectors for the information, and peace of mind of the condition of the property. Each inspection is professionally specific to type of inspection with contactor's license and certification for each type of inspection in the home building envelope and exterior property. Buyer's will negotiate with seller the repairs that buyer finds priority and important to them for peace of mind in the quality and condition of the home they are purchasing.
Some strategies on occasion in bidding wars, buyers and investor buyers will waive all inspections and purchase a real estate property in "As Is" condition. In California, all is negotiable until escrow closes. So the waive of further inspections may make it easier and more attractive for the seller, but if buyer finds need to have a further inspection or he finds something concerns him prior to close of escrow the condition of a property is still open to negotiation.
Many times the transaction is smooth and honored as initially written. There are occasion when hiccups come up and further attention to the matter is necessary and more negotiating is necessary.
When buyer and seller agree, the process of selling moves forward to a successful close of escrow.
When the buyer and seller do not agree, the transaction has the potential to release the buyer from the purchase contract.
Both parties to the purchase agreement have due diligence throughout the entire process of the purchase transaction to the close or release of contract, meeting the time requirements of the purchase agreement throughout the transaction.
What strategy will you choose in your new home purchase or real estate investment purchase?
Will you be purchasing for your primary residence?
Will you be purchasing for investment income property for building real estate wealth or purchasing to rehab for selling to earn quick profits known as "Flipping"?
Friday, April 12, 2013
Foreclosure Timelines Reach New Records
Short Sale may be the answer to many homeowners still upside down, or offer them time to re-negotiate their loan through help of lender re-finance programs.
Like Chase they have a "Homeowner Center" they can help you re apply to have your loan re-evaluated for a lower interest rate, maybe even reduce your premium. They prefer walk-in rather than phone calls. One such location is in Oakland. Location is: 505 Broadway 1st Floor, Oakland, CA 94611 contact people I have are Marie Murry and Kim Singh. I met them following up for another one of my clients and I referred her there.
I learned about Chase Homeowner Center while attending a Real Estate event in Oakland with NAHREP Bay Area. As you walk in take the elevator down one level to first floor.
As property value appreciate some homeowners are finding they have more options than they had before. With enough appreciation they may be able to sell and close the sale, downsize.
With short sale approval if underwater owing more to the lender than value of property in current market, some lenders are offering incentives to sell while approving the short sale to recover as much as they can rather than foreclose.
Foreclosure Timelines Reach New Records
Like Chase they have a "Homeowner Center" they can help you re apply to have your loan re-evaluated for a lower interest rate, maybe even reduce your premium. They prefer walk-in rather than phone calls. One such location is in Oakland. Location is: 505 Broadway 1st Floor, Oakland, CA 94611 contact people I have are Marie Murry and Kim Singh. I met them following up for another one of my clients and I referred her there.
I learned about Chase Homeowner Center while attending a Real Estate event in Oakland with NAHREP Bay Area. As you walk in take the elevator down one level to first floor.
As property value appreciate some homeowners are finding they have more options than they had before. With enough appreciation they may be able to sell and close the sale, downsize.
With short sale approval if underwater owing more to the lender than value of property in current market, some lenders are offering incentives to sell while approving the short sale to recover as much as they can rather than foreclose.
Foreclosure Timelines Reach New Records
Buyers of Foreclosures Need to Act Fast
Buyers always want best value for their money, buy low. REO Lenders want best offers. Low Inventory driving bids and higher offers. Demand is resulting in increased property value appreciation in many recovering communities. Buyer can expect to pay more for their purchases and property values will continue to improve for a while longer.
Buyers of Foreclosures Need to Act Fast
Buyers of Foreclosures Need to Act Fast
Thursday, April 11, 2013
FHFA extends HARP to 2015 | HousingWire
This is such great news and will continue to help a lot of homeowners.
FHFA extends HARP to 2015 | HousingWire
FHFA extends HARP to 2015 | HousingWire
Tuesday, March 19, 2013
Home Remedies for Bad Breath - Treatment & Cure - Natural Remedy for Bad Breath - Bad Breath Diet
Home Remedies for Bad Breath - Treatment & Cure - Natural Remedy for Bad Breath - Bad Breath Diet
I came across this article natural cures and it is very interesting! So happy to have come across all these natural remedies!
I came across this article natural cures and it is very interesting! So happy to have come across all these natural remedies!
Tuesday, March 5, 2013
Bucket List: Capturing light, color, and texture in Antelope Canyon, Arizona
Bucket List: Capturing light, color, and texture in Antelope Canyon, Arizona
Another wonder only our God has created. I would love to visit and experience this beauty. I will enjoy taking photos too!
Another wonder only our God has created. I would love to visit and experience this beauty. I will enjoy taking photos too!
Monday, March 4, 2013
Utah's nature-made subway ride is Bucket List worthy
Utah's nature-made subway ride is Bucket List worthy
I will love to visit this natural subway in Utah. Only God can create such beautiful wonder! I love what they named this magical natural subway too.
I will love to visit this natural subway in Utah. Only God can create such beautiful wonder! I love what they named this magical natural subway too.
Sunday, January 27, 2013
Wednesday, January 23, 2013
6 Reasons Why This Winter Is a Great Time to Sell
6 Reasons Why This Winter Is a Great Time to Sell
Yes, when you are ready to purchase or sell a real property that is always the right time to do so. However, market conditions make a big difference on your success of selling or buying real property. Now the conditions for selling and buying are very good. Demand for property is up and inventory is down currently in most counties and neighborhood communities! This makes it very good for both buyer, and seller. Both parties tend to be able to make decisions to close the escrow during market trends like this one. Good news is, I am ready to serve, list, show and sell!
Yes, when you are ready to purchase or sell a real property that is always the right time to do so. However, market conditions make a big difference on your success of selling or buying real property. Now the conditions for selling and buying are very good. Demand for property is up and inventory is down currently in most counties and neighborhood communities! This makes it very good for both buyer, and seller. Both parties tend to be able to make decisions to close the escrow during market trends like this one. Good news is, I am ready to serve, list, show and sell!
Short Sale Process Cut in Half or More, Freddie Mac Says
Short Sale Process Cut in Half or More, Freddie Mac Says
Well? How can I help you? We now can close the escrow more timely for both buyer and seller! I am so excited my Realtor Status is Active again back in the San Francisco Bay Area!
Well? How can I help you? We now can close the escrow more timely for both buyer and seller! I am so excited my Realtor Status is Active again back in the San Francisco Bay Area!
Tuesday, January 22, 2013
How to cut your food budget in half
How to cut your food budget in half and be more healthy and slimmer!
Bankrupt zoo only has food for 2 more days, animals could starve
Bankrupt zoo only has food for 2 more days, animals could starve
A prayer for their support. They care for God's beautiful creatures!
A prayer for their support. They care for God's beautiful creatures!
Monday, January 21, 2013
Fashionistas: The ABCs and X&Os of the First Lady's dress, as sketched by its designer Jason Wu.
Fashionistas: The ABCs and X&Os of the First Lady's dress, as sketched by its designer Jason Wu.: Fashionistas: The ABCs and X&Os of the First Lady's dress, as sketched by its designer Jason Wu.
Jason Wu and Michelle Obama, her daughters have my heart. I am so inspired! Such elegance!
Jason Wu and Michelle Obama, her daughters have my heart. I am so inspired! Such elegance!
Harvard School of Public Health » The Nutrition Source » Vegetables and Fruits: Get Plenty Every Day
Harvard School of Public Health » The Nutrition Source » Vegetables and Fruits: Get Plenty Every Day
Yes, so true. It is so exciting what foods do for us! I have learned so much this year. It is exciting to see what different food will do for our cells, health and well being.
Yes, so true. It is so exciting what foods do for us! I have learned so much this year. It is exciting to see what different food will do for our cells, health and well being.
Thursday, January 17, 2013
First ladies' fashion
First ladies' fashion
Look at how far fashion has evolved with each inspiring First Lady and during each President of the USA!
Look at how far fashion has evolved with each inspiring First Lady and during each President of the USA!
8 ways the housing market has changed for 2013 - MSN Real Estate
8 ways the housing market has changed for 2013 - MSN Real Estate
I am so excited, my Realtor Status is Active again in the San Francisco Bay Area, California! Just listened to a Webinar for Short Sale Magic with Harris Real Estate University and learned a few things I was reminded of during the success I had with a previous short sale successful escrow that closed and earned me a referral of a new listing! That referral closed a sale too! Sellers and Realtor/ Brokers remember to ask for the QWR "Qualified Written Request" from the lender. It will be sent to the seller, and it will be sent back by the seller. It will make the difference in your short sale transaction.
2013 No more Efficiency Judgements! No more cash required at close of escrow. Short Sales closing in up to 45 days! Two things banks really care about are: 1) Haraship- Seller is Upside Down 2) How much are they going to get is bottom line. Remember to Stack the HUD....all expenses expected, put all expenses you know of against the HUD. Remember to include for example Relocation costs, HOA costs, Estopple costs-fees, Title fees and Taxes...All intentional. If true expenses come in less the bank is so happy! Don't have to worry about protecting our commissions anymore. There is so many people I can help! So many people in our Real Estate Profession we can help with REO properties capturing 45-50% on Fair Market Value! BPO's ordered! I can help a lot of individuals and families, I am so excited! Short Sale is one solution for 2013 that may work for some under water properties!
I am so excited, my Realtor Status is Active again in the San Francisco Bay Area, California! Just listened to a Webinar for Short Sale Magic with Harris Real Estate University and learned a few things I was reminded of during the success I had with a previous short sale successful escrow that closed and earned me a referral of a new listing! That referral closed a sale too! Sellers and Realtor/ Brokers remember to ask for the QWR "Qualified Written Request" from the lender. It will be sent to the seller, and it will be sent back by the seller. It will make the difference in your short sale transaction.
2013 No more Efficiency Judgements! No more cash required at close of escrow. Short Sales closing in up to 45 days! Two things banks really care about are: 1) Haraship- Seller is Upside Down 2) How much are they going to get is bottom line. Remember to Stack the HUD....all expenses expected, put all expenses you know of against the HUD. Remember to include for example Relocation costs, HOA costs, Estopple costs-fees, Title fees and Taxes...All intentional. If true expenses come in less the bank is so happy! Don't have to worry about protecting our commissions anymore. There is so many people I can help! So many people in our Real Estate Profession we can help with REO properties capturing 45-50% on Fair Market Value! BPO's ordered! I can help a lot of individuals and families, I am so excited! Short Sale is one solution for 2013 that may work for some under water properties!
Wednesday, January 16, 2013
Mouse released into wild snatched by hawk, ruins good deed (video)
Mouse released into wild snatched by hawk, ruins good deed (video)
Like life itself, Be ready to see the opportunity when it presents itself, or someone else will. Another lesson of this video captures God's creatures and how he created a food chain for every living breathing thing. I once had a pet mouse given to me by a special friend, and I named my pet after my friend. When I lost my pet I was sad too. I understand how the soldier felt. Yet life gave him yet another valuable lesson while in that state and moment serving for his country. This lesson can be interpreted many ways.
Like life itself, Be ready to see the opportunity when it presents itself, or someone else will. Another lesson of this video captures God's creatures and how he created a food chain for every living breathing thing. I once had a pet mouse given to me by a special friend, and I named my pet after my friend. When I lost my pet I was sad too. I understand how the soldier felt. Yet life gave him yet another valuable lesson while in that state and moment serving for his country. This lesson can be interpreted many ways.
Sunday, January 13, 2013
2013 Golden Globes winners story
2013 Golden Globes winners story
Watching the Golden Globes Awards on NBC and posting on one communication at the same time! Love to see the ones who earn their credits and awards. Love to see the glamor, everyone looks so beautiful! I also make note of the movies I have not had privilege to see the past year, so I can look forward to great movie nights at home with DVD when they come out! Saw the movie PI with my beautiful daughter during Thanksgiving Holidays! Ann Hathaway and Julia Roberts were stunningly beautiful tonight! Enjoy to see who wins their Golden Globe Awards!
Watching the Golden Globes Awards on NBC and posting on one communication at the same time! Love to see the ones who earn their credits and awards. Love to see the glamor, everyone looks so beautiful! I also make note of the movies I have not had privilege to see the past year, so I can look forward to great movie nights at home with DVD when they come out! Saw the movie PI with my beautiful daughter during Thanksgiving Holidays! Ann Hathaway and Julia Roberts were stunningly beautiful tonight! Enjoy to see who wins their Golden Globe Awards!
2013 Golden Globes winners story
2013 Golden Globes winners story
Watching the Golden Globes Awards on NBC and posting on one communication at the same time! Love to see the ones who earn their credits and awards. Love to see the glamor, everyone looks so beautiful! I also make note of the movies I have not had privilege to see the past year, so I can look forward to great movie nights at home with DVD when they come out! Saw the movie PI with my beautiful daughter during Thanksgiving Holidays! Ann Hathaway and Julia Roberts were stunningly beautiful tonight! Enjoy to see who wins their Golden Globe Awards!
Watching the Golden Globes Awards on NBC and posting on one communication at the same time! Love to see the ones who earn their credits and awards. Love to see the glamor, everyone looks so beautiful! I also make note of the movies I have not had privilege to see the past year, so I can look forward to great movie nights at home with DVD when they come out! Saw the movie PI with my beautiful daughter during Thanksgiving Holidays! Ann Hathaway and Julia Roberts were stunningly beautiful tonight! Enjoy to see who wins their Golden Globe Awards!
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