Wednesday, November 26, 2014

Where FHFA Loan Limits Will Rise in 2015

Where FHFA Loan Limits Will Rise in 2015

All is good news for 2015!

Work Smart, Open Your Doors for Other Agents' Safety

Open Your Doors for Other Agents' Safety

I always if not meeting my client in the office I am meeting them usually in a public place like Starbucks or the library. Why not make it a known practice acceptable to ask for drivers license or passport the way I do for my notary loan signings. Individuals with less credible intentions will think twice if I have sent a text with their ID to my office and I may have time to send the ID to 911 if I feel really like my gut feeling is telling me something I need to be proactive on my own safety. 

Tuesday, November 18, 2014

Most Affordable Big Cities, and California cities don't make the mention! San Francisco's median price of a home is $769,900 and many Bay Area homes values are up. As a working REALTOR the up side to this is that in the San Francisco Bay Area the number of homes sold compared to agents working in other states outside of California may have to sell many more homes to make the same money we an with only a few homes per year. Those top producing agents who must sell more homes and make the income that impress me and inspire me to earn and to make as my objective always amazes me what they can do. The inspiration if they can, I can.

Most Affordable Big Cities

How many people will I assist to sell homes by the year end 2014? How many individuals and families will I be so blessed to assist to make a meaningful difference in the New Year 2015? God knows. God, please show me. I am passionately committed to serving your real estate needs for your success. Your success is my success. I love referrals, If you know some individual or family thinking to buy or sell their home, I am taking new listings, and accepting new buyers. Contact me today.

Great reasons to sell and buy a home now:

  • Interest rates remain low and affordable.
  • Low inventory, make a new listing a valuable asset to our properties for sale on the multiple listing service
  • Low inventory and high buyer poole is high demand for a single home on the market which may lead to multiple offers, bidding and higher offers, higher prices for closing sale on a home
  • Homes are appreciating in value and trend is moving upward
  • Increased housing prices, tend to lead to increased rents, and increased interest rates
  • Wait for the market to shift to buyer's market, no one has a crystal ball, but predictions are that you may pay more in cost to borrow for the home you purchase, and the increased value of home by appreciation will be cause that you may qualify for less of a home according to what you can be preapproved for to to purchase by your lender, so all in all it will still cost you more to make your purchase even though the buyer market may have increased homes for your selective options in your consideration to purchase.
  • Seller's Market - Hot market, seller's dictate the terms and conditions, and demand dictates the price what the market will bear
  • Buyer's Market - Cold market, buyer's have more leverage, more to negotiate with the seller if the seller really want's to sell. More homes on the market for buyer selection. Risk to pay higher interest rates, and appreciated property values so home values increased and list prices will be higher

7 Smartest Cities in America- San Jose, California made the smartest city in America list! More job growth with all those expanding Technology Companies, they are building and preparing for their expansions and all those new employees! That means more money for consumers to purchase real estate! I am so excited, and so ready to be of service for successful real estate sales ending 2014 and enjoying a prosperous 2015!

7 Smartest Cities in America

Why Homebuilding Flopped This Year-Move up buyers are more likely to use their equity to buy their next home. I like that! I am ready to service and sell homes!

Why Homebuilding Flopped This Year

CFPB: Simplified Mortgage Forms Coming in 2015- More great changes for our consumers! I am excited.

CFPB: Simplified Mortgage Forms Coming in 2015

5 Real Estate Predictions for 2015- I am excited! Are you?

5 Real Estate Predictions for 2015

New Push to Teach Vets About Housing-Veterans you have HOPE, Listen to these PODCASTS, you will appreciate the variety of topics for different real estate type purchases. Then call me, "I am passionately committed to serving your real estate needs."

New Push to Teach Vets About Housing

Allow me to walk you through the process, my VA lender resources can be of paramount service to the success of your loan, and my service to your success!